This Website Terms and Conditions of Access Policy and Regulations explains how A&P Investment Fund Management Company website collects, uses, stores, and discloses your personal information when you use our website. 

A&P is a company that respects the law and regulations including in these areas and respects and abide namely by the personal data protection legislation (Law No. 8/2005).

A&P emphasizes its commitment to data protection and privacy including a full and permanent compliance with applicable data protection laws and regulations. 

By accessing or using our website, you consent to the collection and use of your personal information as described in this Website Terms of Access Policy.

Check here (link) our full Privacy Policy for more detailed information.

By accessing this website and any of its pages implies that you accept the terms mentioned below.

A&P Investment Fund Management Company will protect the information you provide to this web site regardless of whether you are our current customer.

Except with your authorization, we will not disclose, share, sell or divulge any of your personal information to third parties. We protect your personal information as well as your business activities and transactions, in accordance with our internal security policies.

The Company may be required to provide user’s personal data to government bodies responsible for the supervision of the financial sector or to Macau SAR courts following court orders in accordance with the law.

Personal Information: We may collect personal information that you voluntarily provide to us, such as your name, email address, contact information, and any other information you choose to provide.

Automatically Collected Information: When you visit our website, certain information may be automatically collected, including your IP address, browser type, operating system, referring URLs, pages visited, and the dates and times of your visits.

Any information, products or services provided on this web site can be withdrawn or changed at any time without advanced notice.

Information, products or services provided on this website are offered only in jurisdictions where and when they may be lawfully offered by our Company. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us.

This website and its pages should not be considered as an offer or solicitation to buy or sell investments in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.

Information contained on this site, whether provided by the Company or other information provider, should be used as a reference only and it is not intended to be construed as professional advice nor should it be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice, namely legal or financial, when necessary.

Any reference to investment funds made on this website should not be considered as a solicitation or offering of any kind for participation in these funds. Each of the Funds is described in a prospectus that contains more complete information about the applicable fund, including management fees and other charges and expenses. Users are advised to obtain a prospectus and read it carefully and contact the Company to obtain further and detailed information, before any investment is made on such funds.

We may use the information we collect for the following purposes:

To provide and maintain our website and its functionality.

To communicate with you, respond to your inquiries, and provide customer support.

To personalize your experience and customize the content and offerings on our website.

To analyze and improve our website’s performance, functionality, and user experience.

To detect, prevent, and address technical issues or unauthorized access.

To comply with legal and regulatory obligations and enforce our rights.

We may disclose your personal information to the following third parties:

Service Providers: We may engage third-party service providers to assist us in operating our website and provide related services. These providers have access to your personal information only to perform specific tasks on our behalf and are obligated to protect the confidentiality and security of your information.

Legal Requirements: As mentioned above, we may have to disclose your personal information if required to do so, and within the limits legally established, by law or in response to valid requests by public authorities (e.g., court orders or government agencies).

A&P takes reasonable measures to protect your personal information from unauthorized access, use, or disclosure. 

However, please note that, as is well-known, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

In accordance with Law 8/2005, and other applicable legislation and regulations, you have an array of rights and guarantees regarding your personal data and privacy, such as the right to access, update, correct, or delete your personal information. 

If you wish to exercise any of these rights or have any questions or concerns about the processing of your personal information, please do not hesitate to contact us.

Our website, by its own nature, clearly is not intended for individuals under the age of 18. 

We do not knowingly collect personal information from children. If you believe we have inadvertently collected personal information from a child, please do not hesitate to contact us, and we will promptly take steps to delete such information.

A&P has a special designated Privacy Officer responsible for addressing privacy-related concerns and inquiries from users.

All materials displayed on this web site including pictures, trade marks, logos and service marks are owned by the Company or the Company has obtained authorization for its use on this website. Users are prohibited from using them without permission of the Company or without authorization from the respective owner, and no part of these materials may be modified, reproduced and stored in a retrieval system, transmitted in any form, copied, distributed, used for creation of derivative works or used in any other way for commercial or public purposes without the prior written permission from the Company or without authorization from the respective owner.

All information submitted to the Company via this website and all electronic records and documents in connection with any transaction or communication between the Company and users via this website shall be deemed and remain the property of A&P.

Information and materials contained in this website are provided on “as is” and “as available” basis without warranties of any kind, express, implied or statutory.

We do not warrant the security, accuracy, adequacy, fitness for a particular purpose or freedom from computer virus and harmful materials of this web site or the materials and information contained in or referred to on each page associated with this web site.

Any use of hyperlinks eventually available on this website to other websites or resources is made at the user’s own risk. The contents, information provided, opinion (either expressed or implied) and links provided by these sites are not investigated, verified, monitored or endorsed by the Company. If the user provides any information or personal data to, and concludes any transaction with, such third parties via links he will be doing this at his own risk. Users are deemed to have irrevocably waived any claims whatsoever of whatever nature against the Company for any loss or damage suffered as a result of any access to or interaction with any other web sites via this web site.

Messages or any kind of data transmitted over the Internet as is well-known cannot be guaranteed to be completely secured. Communications over the Internet may be subject to interruption, transmission blackout, and delays due to Internet traffic congestion or incorrect data transmission.

The Company will not be held liable in any way for direct, indirect, special or consequential damages resulting from or arising out of the user accessing and using this website and the information contained or offered therein. The user agrees to indemnify and hold harmless the Company for such damages to the maximum extent permitted by law.

These Terms and Conditions are governed by the laws of the Macau Special Administrative Region of the People’s Republic of China. By accessing and using this site, the user agrees that the Courts of the Macau SAR will have non exclusive jurisdiction in respect of any dispute that may arise.

For further information regarding this website or policies and practices adopted, please address your correspondence to:

Email: enquiry@apfund.mo